Live Chat is really simple to use.

If you Click on the “People Icon” It will Show you all channels you are subscribed to. Yours will Be at the top.
In order to close the Menu you have to Click the People Icon Again
How To Ban a Bad User?
All you have to do is click on their name and then click the triple dot menu and select “Ban from Chat”
Now Just click the People Icon and Click your channel at the top to go back to your room.
How To Use This with OBS in my Live Stream as a Overlay?
Click the Triple Dot menu in your Chat Room and Click Copy Embed or Now You Can Click Bubbles Only
Now Go to your OBS and Click Add Source and Select Browser
You will See this Pop up. Give your Source a Title. For example I used “JoshWho TV Chat” and click OK
Now This Properties window will Pop Up and you Past the URL you Copied Into the URL Box. Delete whatever is in there if there is a test url in it.
Now Just adjust the Width to 360 or whatever your likings and Click OK.